Auto insurance

Our Goal: The Best Georgia & Florida Auto Insurance Rates

We recognize the importance of providing both quality and savings to our clients. For that reason, we search through our many providers to find the best Georgia and Florida auto insurance rates without compromising coverage and quality. Of all the insurance policies you carry, your car insurance is the one you are most likely to use in your lifetime.

Get a Car Insurance Quote

Southern Financial Insurance Group can help you find a policy that fits both your needs and your budget:

  • Do you need insurance for a company car or commercial vehicle
  • Do you need insurance for a student driver? 
  • Do you have an accident or a moving violation on your driving record?

We work with many different insurance carriers to get you competitive quotes for Florida auto insurance rates. Even if you have a less-than-ideal driving record, we can often find a Florida auto insurance policy at a rate you can afford. 

Car Insurance Required by the State Of Florida

  • Property Damage Liability (PDL): $10,000. This covers damage to other people’s property, not your own. 
  • Personal Injury Protection (PIP): $10,000. This covers medical expenses for you and other members of your household if you are hurt in a car accident. If a passenger in your car is hurt in an accident and he or she does not have PIP insurance, that passenger will be covered by your policy.

Common (but Not Mandatory) Florida Car Insurance

  • Bodily Injury Liability (BIL): This protects you from financial liability (up to the limits of your policy) if you cause injury or death to someone else. 
  • Uninsured Motorist/Underinsured Motorist (UUM): Florida has one of the highest percentages of uninsured drivers in the U.S. If you are in an accident, your own policy will protect you.
  • Collision coverage pays for repairs to your car caused by an accident. 
  • Comprehensive coverage pays for damages from other causes, such as fire or collisions with wildlife.

Auto Insurance Discounts

Looking for ways to reduce your car insurance premium? Ask about multi-policy discounts if you buy your car insurance and home insurance together. You may also qualify for multi-car discounts (insuring more than one vehicle with the same company), good student discounts, home ownership discounts, paperless discounts, safe driver discounts and an advanced purchase discount of at least seven days. 

Contact Southern Financial Group online or call 866-388-6691 to schedule a consultation. We assist clients in communities along the Florida Panhandle, North Florida, Central Florida, and South Georgia, including Monticello, Madison, Crawfordville, Tallahassee, Quincy, Havana, Midway, Thomasville, Orlando, Fairview Shores, Oak Ridge, St. George Island, Bainbridge and Valdosta.

© Southern Financial Insurance Group, LLC 2017