Whether your business has one delivery truck or a fleet of company cars, you need commercial vehicle insurance to protect your company from financial liability in case of an accident. But have you considered all the ways your business could be liable? An employee’s quick trip to the office supply store could leave your company on the hook for big medical bills in the event of a serious accident.
Talk to an agent at Southern Financial Insurance Group. We can help you review your business practices to identify areas of risk for liability. As an independent insurance agency, we work with many different carriers to help business insurance clients obtain competitive quotes for your business. We cover all types of commercial vehicles, from fleet cars and contractors’ vans to medivacs.
The State of Florida requires that all vehicle owners carry a limited amount of property damage coverage and personal injury protection. The amount that you are required to carry, however, is very small: only $10,000 each. You may want to protect your company from the threat of lawsuit for injuries and damages above that minimum.
Several other types of auto and truck insurance coverage are commonly available:
Many companies add a hired auto and non-owned auto option to their policy. It protects the company should an employee get into an accident in their personal vehicle while conducting company business. It also meets the requirement of car rental agencies to have commercial auto coverage so an employee of the company can rent a car for work purposes. It does not cover damage to a rental car.
Agents at Southern Financial Insurance Group assist business clients in communities along the Florida Panhandle, North and Central Florida and South Georgia, including Monticello, Madison, Crawfordville, Quincy, Tallahassee, Havana, Midway, Thomasville, Orlando and St. George Island, Bainbridge and Valdosta. Request a commercial vehicle insurance quote, contact us online or call 850-521-3075 (local)/866-388-6691 (toll-free).