General Liability Insurance

Competitive General Liability Insurance Quotes

Whether you have a one-person shop or a large operation, business liability insurance is a critical protection. Our agents will evaluate your risks and recommend the right level of general liability insurance and any additional coverage. We will help you consider potential liabilities:

  • Someone is seriously injured on your business property 
  • A customer’s property is damaged by your business operations 
  • A water leak on your property causes damage to the business next door 
  • Your company is sued for violating a customer’s privacy or leaking personal information

Most businesses are extremely vulnerable to the financial losses that could result from daily operations of the business or actions of employees. That’s why they carry commercial general liability insurance and, in some cases, specialty or professional liability insurance. 

Request a General Liability Insurance Quote

Liability insurance is the foundation of every business insurance portfolio (which often includes property insurance and commercial vehicle coverage). It protects the business, and/or the individuals who own and operate a business, from the most common financial risks:

  • Personal injury, illness or death caused by business operations, from the use of a company’s product or suffered while on business property. It does not cover injuries to employees or owners. Those are covered by workers compensation insurance coverage. 
  • Damage to other people’s or business’ property caused by your business operations, products or employees. General liability coverage does not cover losses to the business for damage to its own property. That is covered under a commercial property and casualty insurance policy. It also does not coverage damage caused by use of a commercial vehicle. That is covered under a commercial vehicle policy
  • Legal judgments against your company for injuries, libel or slander, advertising practices, privacy violations, copyright or patent infringement, malicious prosecution, wrongful eviction or contractual issues. 
  • Legal defense if your company is sued for an action or inaction that is covered by your general liability policy.

If your business is such that your clients could suffer financial injury from a computer hacker, you may want to consider purchasing cyber liability coverage as well.  

Talk to an Agent about Business Liability Insurance

Insurance agents at Southern Financial Insurance Group work with a large number of insurance companies both regionally and nationally. This allows us to obtain competitive quotes for our business clients in North Florida and South Georgia.

Contact Us for a General Liability Insurance Quote

Southern Financial Insurance assists business clients in communities along the Florida Panhandle, North Florida, Central Florida, and South Georgia, including Monticello, Madison, Crawfordville, Tallahassee, Quincy, Havana, Midway, Thomasville, Orlando and St. George Island, Bainbridge, Kissimmee, Winter Park, and Valdosta. Contact us online or call 850-521-3075 (local)/866-388-6691 (toll-free) to request a general liability insurance quote. 

© Southern Financial Insurance Group, LLC 2017