Home insurance

Home Insurance Quote for Florida & Georgia Homeowners

Few areas of the country regularly face the dangerous weather conditions of Florida. Even the best-built homes and condos can suffer severe damage. It pays to have good insurance. 

Whether you’re building, buying or renting, you want the best value for your dollar. At Southern Financial Insurance Group, we have the tools to help you find the best deal on homeowners insurance, rental property insurance, property insurance, hurricane / wind insurance and flood insurance. As independent insurance agents, we work with many different companies to get you the most competitive Florida and Georgia home insurance rates. 

Get a Home Insurance Quote

Homeowners who have experienced a loss in home value because of depreciation may be able to get a reduction on their home insurance policy. Talk with one of our agents. We will gather information about your home and comparable homes in your area and give you an accurate assessment of its value and what this may mean to your insurance premium.

What Does Homeowners Insurance Cover?

  • Your house and other buildings on your property. 
  • Damage and theft of personal property, whether it is in your home, your car, or your suitcase while traveling. You may need to purchase a floater policy to ensure you get full compensation for valuable personal articles, such as jewelry or a gun collection, through a personal property insurance plan. 
  • The cost of housing you and your family if you must live elsewhere while your home is repaired.
  • Your homeowners insurance also protects you from financial liability if someone is injured on your property or your dog bites a passerby. You can also ask your agent about an umbrella policy, which will provide additional liability protection.

Additional Coverage Homeowners May Need

  • Water damage / flood insurance 
  • Sinkhole insurance 
  • Wind insurance / hurricane insurance

Contact Us for a Home Insurance Quote

Southern Financial Insurance assists clients in communities along the Florida Panhandle, North Florida, Central Florida, and South Georgia, including Monticello, Madison, Crawfordville, Quincy, Tallahassee Havana, Midway, Thomasville, Altamonte Springs, Conway, Maitland, and St. George Island, Bainbridge and Valdosta. Get your home insurance quote, contact us online or call 850-521-3075 (local)/866-388-6691 (toll-free).

© Southern Financial Insurance Group, LLC 2017